CPA Exam Lab
All patterns
Advanced entity taxation

The S Corporation Plan

Keep S status clean, then run the mechanics in order: increase basis before decreasing, deduct losses to stock then debt, and route distributions through AAA.

How the exam words it

The playbook

  1. 1Confirm eligibility: a domestic corporation, 100 or fewer eligible shareholders, one class of stock, and no partnership, corporation, or nonresident-alien owners.
  2. 2Adjust stock basis by increasing for income first, then decreasing for distributions, then nondeductible items, then losses, never below zero.
  3. 3Deduct losses against stock basis, then direct-loan debt basis, and suspend any excess to carry forward.
  4. 4Order distributions with C E&P as tax-free AAA to basis, then a dividend from E&P, then return of basis, then gain, and tax built-in gains at 21 percent within the recognition period.

The trap

Reducing basis for losses before distributions, or giving debt basis for a guarantee of corporate bank debt. Distributions reduce basis first, and only direct shareholder loans create debt basis.

How the exam varies it

The same pattern, re-skinned along these axes:

Eligibility requirements and events that terminate the electionStock-then-debt loss limitation and basis adjustment orderingDistribution ordering with C E&P and AAA versus the built-in gains tax

Drill this pattern

8 questions of The S Corporation Plan from across the AUD topics. Clear it by getting 5 right with a streak of 3.

Shows up in 1 TCP topic